In today's market place many homeowners have become frustrated and confused with the myriad of choices in today’s mortgage market and the lack of both ethics and financial knowledge among many mortgage providers.  The CMPS Institute is a joint effort by leaders in the mortgage and financial planning industries to raise professional standards among mortgage professionals and integrate sound financial planning advice into the mortgage process. 

 Life expectancy is higher than ever before, health costs are skyrocketing, pensions are shrinking, social security is not secure and corporate America has gone through one bankruptcy after another.  Today’s mortgage market can be a dangerous place for some consumers with certain real estate markets experiencing signs of a “bubble”  and “exotic” mortgages representing a greater market share than ever before.  These signs point to the fact that home owners and buyers need expert advice on how to manage their mortgage, cash flow and home equity. 

 This trend toward expert mortgage advice is growing in popularity.  At the CMPS Institute more than 125 mortgage professionals are taking certifying courses each month. “A mortgage professional who dedicates the time and effort to learn about these financial concepts is much more qualified, committed and equipped to serve the complex needs of today’s home owner and buyer,” says Gibran Nicholas, Chairman of the CMPS Institute.

Why should I use a CMPS?

 CMPS professionals can provide you with valuable knowledge in the area's of Taxation and certain financial planning aspects as it relates to your real estate transactions. You need to have a CMPS advisor when managing;

 These are the 5 main areas of expertise that a CMPS advisor is trained in. These 5 main skill sets are vitally important when making a decision on your next Real Estate transaction.

• Financial Market and Interest Rate Analysis
• Cash Flow & Debt Analysis
• Real Estate Equity Management
• Real Estate Investment Planning
• Mortgage & Real Estate Taxation Concepts